The £1,000 Trading Allowance: When to Use It
The trading allowance lets you earn up to £1,000 a tax year from self-employment or side income without paying tax on it. Above that, it can still reduce your …
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Explainer
IR35 Explained for UK Contractors and Freelancers
IR35 is the set of rules that decides whether a contractor working through their own limited company should be taxed more like an employee. The off-payroll …
What Is MCP? How AI Connects to Business Apps
MCP, the Model Context Protocol, is the reason AI assistants can now read your calendar, search your files or update a record in your CRM instead of only …
AI Voice Agents for Phone Calls: Uses and Risks
AI voice agents can now pick up your business phone, answer common questions in a natural voice, take messages and even book appointments. They can also …
National Insurance for the Self-Employed: How It Works
When you work for yourself, National Insurance no longer appears neatly on a payslip. Instead it is worked out on your profits and paid through Self Assessment, …
Student Loan Repayments When You Are Self-Employed
When you work for an employer, student loan repayments come out of your pay automatically. When you are self-employed, they are worked out through your Self …
How Much Does It Cost to Start a Small Business?
There is no single answer to how much it costs to start a small business. A freelance service can start with a laptop you already own, while a shop with a lease …