Choosing Business Insurance Deductibles
The deductible is the quiet number on your insurance quote that decides how much a bad day will cost you. Set it too low and you pay extra premium every year …
Category
Finance
Cash flow, pricing, unit economics and the financial basics every owner should know.
Revenue Forecasting by Sales Channel
A single revenue number for next year hides more than it shows. Your website, your shop counter, a marketplace and a handful of wholesale accounts all grow, …
Setting Prices for Wholesale Customers
Wholesale can turn a small brand into a much bigger one, but only if the numbers work. Sell to shops and trade buyers at the wrong price and every new order …
Year-End Cash Flow Review: Five Questions to Ask
Your profit and loss statement tells you whether the year was profitable. Your bank balance tells you whether you can sleep at night. A year-end cash flow …
Preparing Financial Statements for Your Bank
When a bank asks for your financial statements, it is really asking one question: can this business repay what it borrows? A clean, organized pack answers that …
Pricing for Inflation in the New Year
Inflation rarely hits a small business all at once. It creeps in through a supplier's new price list, a higher rent renewal, a pay rise you were happy to give …
Setting Up Next Year's Payroll Calendar
A payroll calendar is the quiet hero of a well-run small business. When pay dates, approval cutoffs, holidays and filing deadlines are mapped out a year ahead, …