How to Plan for Holiday Season Inventory Funding
The holiday rush is won or lost months before the first shopper walks in. You pay for stock in late summer and early fall, but the money from selling it does …
Category
Finance
Cash flow, pricing, unit economics and the financial basics every owner should know.
Year-to-Date Reporting Explained
By August, most of your year has already happened. Year-to-date reporting tells you what that year has actually looked like so far: how much you sold, what you …
Negotiating Supplier Payment Terms Before Q4
Your busiest quarter usually starts with your biggest bills. Stock, materials and services all have to be paid for before the year-end sales arrive. Negotiating …
Sinking Funds for Businesses Explained
Every business has bills that arrive like clockwork but feel like emergencies: the tax payment, the insurance renewal, the van that needs replacing, the quiet …
Quick Ratio vs Cash Ratio
Can your business pay its bills if sales slow down for a while? The quick ratio and the cash ratio both answer that question, but with different levels of …
How to Reconcile Payment Processor Payouts
Say your customers paid $10,000 this week, yet only $9,412 landed in the bank. Somewhere in between are fees, refunds, a disputed charge and a payout that …
Business Credit Limits: How to Ask for an Increase
A credit limit that fit your business a year ago can feel tight once sales grow, suppliers want bigger orders or the busy season looms. Asking for more is …