Inventory Write-Downs Explained
Some stock never sells at the price you planned. Seasons change, styles fade, packaging gets damaged and last year's model meets this year's discount. An …
Category
Finance
Cash flow, pricing, unit economics and the financial basics every owner should know.
How to Plan Capital Purchases Before Year-End
Every autumn, small business owners hear the same advice: "Buy that equipment before December and save on tax." Sometimes that is smart. Often it leads to …
How to Plan Holiday Bonuses Without Hurting Cash
A holiday bonus is one of the nicest things a small business can do for its team, and one of the easiest ways to accidentally drain the bank account in …
Managing Supplier Deposits and Prepayments in Q4
Autumn is when suppliers start asking for money up front. Holiday stock, packaging, event venues, equipment and printing all want deposits to lock in capacity …
Q4 Cash Flow Planning for Small Businesses
The last quarter of the year can be your best quarter for sales and your worst quarter for cash at the same time. Stock gets bought in September, staff hours …
Preparing for a Business Loan Renewal
A business loan or credit line coming up for renewal can feel like a formality, right up until the lender asks for documents you do not have or offers worse …
Revenue Recognition Basics for Small Businesses
Getting paid and earning revenue are not always the same moment. A client pays a deposit in September for work you deliver in December. A customer buys an …